When you or a loved one is no longer able to care for him or herself, who is going to pay the considerable expenses that may be involved with visiting a healthcare professional like a nurse or trained attendant or assuming full time residence in a health care facility?
The solution, of course, is qualified long-term care insurance from Dryfoos. Whether you want this coverage for yourself or for a loved one (spouse, parent or other), long-term care insurance can provide the necessary care, pay ensuing bills and help prevent financial disaster. This is especially important today as more and more people are living longer, and thereby increasing their risk of medical dependency.
What’s more, long-term care is not just for the elderly; in fact, about 40% of those receiving long-term care are under age 64. And for people older than 65, more than 60% are expected to require care for a long term at some point. Long-term care insurance can save a family from financial ruin and the suffering and stress that go along with trying to provide care for a disabled family member without assistance.
Long-term care covers all the care given by skilled or intermediate nursing professionals while the patient is still living at home, or additional professional fees and expenses should the patient become a resident in a health care facility. Policies can differ both in what they charge for premiums and the coverage they include.
We can help you wade through all the details and get you the affordable, flexible coverage that best matches your situation. Because we’re an independent broker, we can help you choose from a number of highly respected carriers.
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For more information on our long-term health care plans, call or email us, or fill out the form on this page. Don’t wait until it’s too late. Get in touch today.